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Homebuyer Education

The road to homeownership can often be an overwhelming process for a first time homebuyer. Homebuyer Education classes can help answer the many questions you may have and familiarize you with how to safely find, finance and purchase your home. Topics include:

  • What to look for when selecting a home
  • Tips for working with a realtor
  • How to preparing for meeting with a lender
  • Calculating your debt to income ration and an affordable mortgage payment
  • What makes up your credit score and ways you can improve it
  • Predatory lending and how you can avoid the traps
  • Taxes and insurance
  • The ins and outs of closing on your home
  • Resources available to you once you are homeowner

The Homebuyer Education is a requirement if you are planning to receive a MSHDA mortgage, down payment assistance from the City of Grand Rapids or using HOP funding from a participating lender.

Classes are available at:

ICCF (Inner City Christian Federation) – 616.336.9333

LINC Inc – 616.451.9140